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KV Associates

Financial Solutions

Our Services

No matter your financial need, KV Associates is here to support you every step of the way. Together, we'll make your goals a reality with confidence and ease.

Our Financial Services

Comprehensive financial solutions tailored to meet your business and personal needs.

Home Loan

Transform your dream of owning a home into reality with our flexible home loan solutions. Designed to suit a variety of financial situations, our loans offer competitive interest rates, customizable repayment schedules, and minimal documentation. Whether you're a first-time homebuyer or looking to upgrade to a larger property, our expert team will guide you through the process, ensuring a seamless experience tailored to your needs.

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Home Loan

  • Loans up to 90% of property value
  • Tenure up to 30 years
  • Interest rates starting from 8.5%
  • Tax benefits on interest and principal repayment
  • Easy balance transfer with low processing fees

Commercial Property Loan

Fuel your business expansion with our commercial property loans, crafted to support entrepreneurs and enterprises alike. Whether you’re looking to purchase an office space, retail shop, or commercial complex, our loans provide substantial funding with competitive interest rates and flexible repayment terms. With quick approval processes and personalized guidance, we help you unlock new opportunities for growth and success in the commercial real estate market.

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Commercial Property Loan

  • Loans up to ₹10 Crore with long-term tenure
  • Funding for purchase, construction, or renovation
  • Competitive interest rates from 8.5%
  • Quick disbursal with minimal documentation
  • Loan against existing commercial property available

Industrial Property Loan

Empower your industrial ventures with our tailored industrial property loans, designed to support the acquisition, construction, or renovation of factories, warehouses, and other industrial spaces. Our loans offer competitive interest rates, extended repayment periods, and high loan-to-value ratios, making it easier for businesses to scale operations. With a streamlined application process and dedicated support, we ensure your industrial projects are funded efficiently and effectively.

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Industrial Property Loan

  • Loan up to 70% of property market value
  • Interest rates between 8.5% – 15%
  • Tenure from 5 to 15 years
  • Eligibility: Age 21–65, income proof required
  • Tax benefits on interest as business expense

Hospital Loan

Advance your healthcare mission with our specialized hospital loans, crafted to support the establishment, expansion, or modernization of hospitals, clinics, and diagnostic centers. Our flexible financing solutions offer high loan amounts, competitive rates, and repayment terms aligned with your cash flow. Whether you’re upgrading medical equipment or constructing a new facility, our team provides end-to-end support to ensure your healthcare projects thrive.

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Hospital Loan

  • High loan amounts for hospitals & clinics
  • Flexible tenures aligned with hospital cash flow
  • Interest may be tax-deductible
  • Customized loans for healthcare infrastructure
  • Ideal for new construction, upgrades, or equipment

Hotel and Marriage Garden Loan

Elevate your hospitality business with our hotel and marriage garden loans, designed to finance the construction, renovation, or expansion of hotels, resorts, and event venues. Our loans offer high funding limits, flexible EMI options, and competitive rates tailored to the seasonal revenue patterns of the hospitality industry. With quick disbursal and expert guidance, we help you create memorable experiences for your guests.

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Hotel and Marriage Garden Loan

  • High loan amounts for event and hospitality projects
  • Flexible EMI plans as per revenue estimates
  • Tax-deductible interest under business costs
  • Lower interest on secured loans
  • Use for construction, expansion, or renovation

CGTMSE Loan

Empower your Micro and Small Enterprise with the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) loan. This government-backed scheme offers collateral-free loans of up to ₹5 crore for manufacturing and service-based businesses. It supports startups, women entrepreneurs, and businesses lacking third-party guarantees with flexible terms and high guarantee coverage.

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CGTMSE Loan

  • Collateral-free loans up to ₹5 crore
  • Guarantee coverage up to 75% (85% for women and special sectors)
  • Interest rates range from 8% to 14%
  • Repayment tenure up to 7 years, extendable to 10 years
  • Ideal for startups, manufacturing, and service-based MSMEs

Warehouse Loan

Optimize your logistics and storage operations with our warehouse loans, tailored for businesses, startups, and individuals in the agriculture, manufacturing, and supply chain sectors. These secured loans cover the purchase, construction, or upgrading of warehouses, offering up to 80% of the project cost at competitive interest rates. With flexible repayment tenures and a hassle-free application process, we support your business in meeting growing storage demands efficiently.

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Warehouse Loan

  • Loan covers up to 75-80% of project cost
  • Interest rates range from 8% to 12%
  • Repayment tenure of 7 to 15 years
  • Ideal for businesses in logistics, storage, or agriculture
  • Used for construction, purchase, or renovation of warehouses

Cold Loan

Finance your cold storage setup or upgrade with our Cold Loan, perfect for preserving perishable items like fruits, vegetables, dairy, and seafood. Benefit from competitive rates, flexible terms, and simplified documentation tailored for agribusiness professionals.

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Cold Loan

  • Ideal for setting up or expanding cold storage units
  • Competitive interest rates with flexible tenures
  • Supports new and existing agri-business units
  • Preserve perishables and reduce post-harvest losses
  • Minimal documents: KYC, project report, estimates

Project Loan

Get long-term funding for agri-infrastructure and development projects. Our Project Loan suits entrepreneurs, cooperatives, and FPOs with large capital requirements and custom repayment plans for greenfield or brownfield ventures.

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Project Loan

  • For large-scale agri & infra projects
  • Higher loan amount with flexible terms
  • Greenfield and brownfield project coverage
  • Backed by DPR, land docs & estimates
  • Ideal for companies, FPOs & cooperatives

Cash Credit Loan

Get short-term working capital with our Cash Credit Loan. Ideal for businesses needing flexible funds against a pre-approved CC limit, secured by assets like inventory or receivables. Withdraw, repay, and reuse—whenever needed.

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Cash Credit Loan

  • Borrow based on inventory or receivables
  • Interest only on utilized amount (8–15%)
  • Flexible repayment & re-borrowing anytime
  • Tenure of 1 year, renewable based on performance
  • Secured against business assets or property

Overdraft Loan

A flexible credit facility allowing individuals or businesses to withdraw more than their current balance. Ideal for managing short-term cash flow gaps.

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Overdraft Loan

  • Flexible limit based on profile, income
  • Interest only on used amount (10%–18%)
  • Revolving credit; renewable yearly/quarterly
  • Secured or unsecured facility
  • Multiple withdrawals/repayments within limit

LRD Loan

A loan secured against future lease rental income from a property. Ideal for property owners with long-term lease agreements.

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LRD Loan

  • Loan based on future lease rent value
  • Secured against lease income/property
  • Tenure ranges from 5–15 years
  • Interest: Fixed or floating, lower than unsecured
  • Repayment via tenant’s rental payments

Bank Guarantee

A financial assurance provided by banks to guarantee payment or contract performance to a third party in case of default by the applicant.

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Bank Guarantee

  • Guarantees payment/performance on behalf
  • Types: Performance, Financial, Bid Bond, etc.
  • Issued for specific time with 1–3% fee
  • Secured with collateral or margin
  • Helps build trust in business transactions

School/College Property Loan

Specialized loans for educational institutions to purchase, construct, or renovate school/college properties. Loan amount ranges from 50-70% of the property value with a tenure of 7-15 years.

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School/College Property Loan

  • Loan covers 50-70% of property value
  • Interest rates between 9%-15%
  • Loan tenure: 7 to 15 years
  • Eligibility: Recognized institutions, trusts, or societies
  • Used for construction, renovation, or purchase

Stand Up India Scheme

Government-backed loan to support women, SC/ST entrepreneurs in setting up new enterprises in manufacturing, services, or trading sectors.

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Stand Up India Scheme

  • Loan amount ₹10 Lakh to ₹1 Cr
  • Target: Women, SC/ST entrepreneurs
  • Interest rates: 8%-15%
  • Repayment tenure up to 7 years
  • Purpose: Greenfield ventures only

Dairy Farm Loan

Financial support for setting up or expanding dairy farms, buying livestock, equipment, or building infrastructure with repayment up to 7 years.

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Dairy Farm Loan

  • Loan range: ₹1 Lakh to ₹50+ Lakh
  • Interest rate: 8%-14%
  • Used for animals, sheds, equipment, etc.
  • Loan tenure: 3 to 7 years
  • Collateral may be required

Cash Credit to Term Loan

Convert your Cash Credit (CC) limit into a fixed-term loan to optimize interest costs and cash flow. Ideal for businesses that no longer require revolving credit and prefer structured repayments.

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Cash Credit to Term Loan

  • Convert CC into structured term loan
  • Lower fixed interest rates than CC
  • Fixed repayment tenure from 1 to 5 years
  • Improve cash flow predictability with EMIs
  • Eligibility requires good credit & healthy account status

Builder’s Loan

A Builder's Loan helps finance the construction of residential, commercial, or mixed-use projects. Offered by banks and NBFCs, these loans cover land acquisition, construction, labor, and development costs. Loan amounts vary from ₹10 lakh to ₹100 crore based on project scope, and repayment terms can go up to 10 years.

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Builder’s Loan

  • Loan range from ₹10 lakh to ₹100 crore
  • Used for land, construction, and development costs
  • Interest rates from 9% to 15%
  • Repayment tenure: 1 to 10 years
  • Collateral required: land or completed property

Balance Transfer Loan

Transfer the outstanding balance of your existing loan (personal, home, car) to another lender for better terms like lower interest rates or longer repayment periods. Ideal for reducing EMIs or refinancing with better service providers.

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Balance Transfer Loan

  • Lower interest rates compared to existing loans
  • Option to extend or shorten repayment term
  • Refinancing opportunity with better lenders
  • Minimum credit score of 650+ required
  • Processing fee may apply for the new loan

SME Loan

Designed for small and medium-sized businesses, SME Loans support funding needs such as expansion, working capital, and infrastructure development. Offered by banks and NBFCs, these loans are customized to suit varying business requirements.

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SME Loan

  • Loan amounts from lakhs to several crores
  • Tenure from 1 to 10 years
  • Collateral may or may not be required
  • Interest rates between 9% to 18% annually
  • Documentation includes business and financial proof

MSME Loan

MSME Loans are tailored for Micro, Small, and Medium Enterprises to support business growth, operations, or infrastructure development. These loans offer flexible terms and faster processing, often at competitive rates, empowering smaller businesses with accessible funding.

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MSME Loan

  • Loan amounts from small sums to several crores
  • Repayment tenure from 1 to 10 years
  • Interest rates range from 7% to 15% annually
  • Collateral may include assets or personal guarantees; some are collateral-free
  • Processing time as short as 7–15 days
Featured Service

Loan Against Property (LAP)

Our Loan Against Property service offers a flexible and secure way to unlock the value of your residential, commercial, or industrial property, providing funds for personal or business needs with competitive rates and tailored terms.

Loan amounts up to 50-70% of your property’s market value

Competitive interest rates ranging from 8% to 15%

Flexible repayment tenure from 5 to 20 years

Use funds for business expansion, education, or personal needs

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Business Consulting

Our Loan Service Process

We follow a streamlined and transparent process to provide tailored loan solutions, ensuring efficiency and customer satisfaction at every step.

1

Initial Consultation

We start with a detailed discussion to understand your financial goals and select the best loan product for your needs.

2

Document Evaluation

Our team reviews your income, credit score, and property documents to assess eligibility and loan amount.

3

Loan Approval

We process your application with our partner banks, ensuring quick approval and competitive terms.

4

Ongoing Support

We provide continuous guidance and support throughout the loan tenure to ensure a seamless repayment experience.

What Our Clients Say

At KV Associates, our clients' success stories inspire us every day. Here are a few words from those we've had the privilege to support on their financial journey:

5.0

"The process was seamless and stress-free!"
"I approached KV Associates for a Project Loan, and I was amazed by how simple and transparent the entire process was. Their team guided me step-by-step, ensuring I understood every detail. Thanks to their support, I could manage my expenses without any hassle. Highly recommend them!

AS

Amit Sharma,

Delhi

5.0

"KV Associates helped us expand our business!"
""We were looking for funding to scale our business, and KV Associates provided the perfect solution. Their flexible repayment terms and competitive interest rates made the decision easy. Today, our business is thriving, thanks to their trust and timely assistance!"

PK

Priya and Ramesh Kumar,

Bengaluru

4.5

"They made my dream of owning a home come true!"
""Owning a home felt like a distant dream until I reached out to KV Associates. Their team worked tirelessly to ensure I got the best deal on my home loan. Now, I have a place I can call my own, and I couldn't be happier. Thank you for making it possible!"

SP

Sneha Patel

Mumbai

5.0

"A trusted partner for education loans!"
""As a student, finding the right Property Loan was daunting. KV Associates made the process so easy and straightforward. Their quick approvals and excellent customer service allowed me to focus on my studies without financial worries. Forever grateful!"

RM

Rahul Mehta,

Pune

Ready to Transform Your Business?

Contact us today to discuss how our services can help your business thrive in today's competitive environment.

Frequently Asked Questions

Find answers to common questions about our loan services and how we can support your financial goals.

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Get in Touch

Have questions about our financial services? Our experts are here to help you find the perfect solution for your needs.

Mp head office: Office no.9, ground floor 142, new road satyam plaza near gujrati school Ratlam.

Gujrat head office: OFFICE NUMBER 510, 5th FLOOR SAKAR 9 COMPLEX NEAR CITY GOLD CINEMA ASHRAMROAD AHEMEDABAD 380009.

Rajasthan head office: Office No. 522, 5th Floor, Kiosk 2 Mansarovar Plaza, B Sector 7 Madhyam Marg, Mansarovar Jaipur – 302020

Email Us

info@kvassociateindia.com

Call Us

+91 7909999901

+91 7909999902

Business Hours

Monday - Saturday: 10:00 AM - 7:00 PM

Send Us a Message

KV Associates - Financial Consultancy